Interest Free Credit

Easy Monthly Instalments

At QLM we believe in making our products available to all those who visit our store. Which is why you can spread the cost of whatever takes your fancy with our House Credit. It means you can order right away without having to wait too long for that perfect addition to your home. In return, you simply make regular monthly payments for a fixed amount over a set time, so you always know where you stand.
Subject to status. Minimum spend applies*


Credit Options

  • Up to 48 months Interest Free Credit (0% Typical APR) – minimum 20% deposit
  • 6 months interest free credit for orders over £500
  • 12 months interest free credit for orders over £750
  • 24 months interest free credit for orders over £1,500
  • 48 months interest free credit on order over £2,000
  • Buy now Pay Later (19.9% Typical APR) – minimum 10% deposit
  • Pay nothing for 12 months then 48 months classic credit for orders over £750

Are there any restrictions?

To make sure that House Credit is right for you, there are some restrictions in place:
  • You must be 18 years of age or over.
  • You can pay the minimum 20% deposit by debit or credit card.
  • You’re in permanent full (16+ hours per week) or part time employment (16 hours or less a week), self-employed, retired or receive disability allowance.
  • You have lived in the uk for at least 36 months and will continue to do so.
  • The furniture must be delivered to your home address.

From a name you can trust

Your interest free credit agreement is provided on behalf of QLM by hitachi capital consumer finance who also supply finance for some of the uk’s best-known high street brands. So when it comes to helping you get the look you want for your home, you’re in good company. QLM Leeds LTD are a credit broker and not a lender.

Hitachi capital consumer finance is a division of hitachi capital(uk) plc

Registered in cardiff no.1630491

Registered office : hitachi capital house, thorpe road, staines-upon-thames, surrey tw18 3hp

It's Simple To Do

House Credit is easy to arrange – in fact, we do all the hard work for you. One of our colleagues will sit with you and do the online application, it takes around 10 minutes.

What we will need from you is:
  • Previous address if you’ve moved in the last three years. (We can only deliver your order to the address that has been used to apply for House Credit. Purchases via House Credit can’t be delivered to an alternative address)
  • Bank details including account number and sort code.
  • Email address and contact telephone number.
  • Daytime and / or evening number plus your work number – these should include at least one landline.
  • Employment and income information.
You’ll then be taken to our trusted and highly secure finance partners; Hitachi Capital Consumer Finance where you can complete your online credit agreement and pay your deposit.

Once accepted, you’ll receive a confirmation email within 24 hours.

Please remember that any finance offer is subject to acceptance. If you have been successful, you will be asked to ‘e-sign’ your agreement online. Should, for whatever reason, your application be unsuccessful we will chat through alternative ways to place your order for you.
Monday: 9.30 - 17.30
Tuesday: 9.30 - 17.30
Wednesday: 9.30 - 17.30
Thursday: 9.30 - 17.30
Friday: 9.30 - 17.30
Saturday: 9.30 - 17.30
Sunday: 10.00 - 16.00
Registered: QLM Home 2020
Reg. Office: Unit 3 Northside Retail Park, Stonegate Road Meanwood, Leeds, West Yorkshire, LS7 2TT
Reg No: 5497415
VAT No: 865 821 594